Direct Compensation (No Fault) Property Damage
Coverage: The tractor, trailer and cargo in the event of loss or damage due to a collision (not at fault) in a “no fault” jurisdiction like Ontario or Michigan.
Example: You collide with a deer on the 401 and cause $14,500 damage. If your deductible is $5,000 with a buydown to $1,000.
NAL Buydown pays $4,000.
Primary pays $9,500.
You pay $1,000.