HEALTH INSURANCE PRODUCTS

Trucker562 Health Insurance Products

An interruption due to an accident can result in missed payments on rent, mortgage, or having to cash in savings to cover lost income. NAL’s WSIB/CNESST Alternative programs insure that you are protected in the event of an unexpected injury.

Exclusive Features

  • 24/7 Coverage
  • Up to 5 Year Own Occupation
  • Up to $4,000/month income replacement
  • Designed specifically for Owner Operator truck drivers
  • First payor to the carriers auto policy (written in the policy)
  • Covers both your income & fixed business expenses
  • Unlimited number of soft tissue claims
  • In-House claims adjudication – Results in fast claims turnaround
  • Direct Deposit Claims  Payments – Benefits automatically deposited into your bank account
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DSC_0349-562 Health Insurance Products

Accidental Death and Dismemberment is coverage for very severe injuries that you will hopefully never have to use.  In the event of your Accidental Death once your claim is approved, your beneficiary or estate will be paid a lump sum amount.

Exclusive Features

  • Tax Free Benefit up to $300,000 Coverage
  • Covers Accidental Death
  • Covers Dismemberment and Loss of Use
  • Lump Sum Benefit
  • 24/7 Coverage
  • Low monthly price
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DSC_3623-562 Health Insurance Products

Permanent and Total Disability is coverage for very severe injuries that leave you disabled for a long period of time.  To qualify for Permanent and Total Disability you need to be unable to perform two out of the six activities of daily living such as bathing, dressing, transferring, feeding, toileting and maintaining continence.

Exclusive Features

  • Tax Free Benefit up to $300,000 Coverage
  • Covers Accidental Injuries
  • Pays in addition to other disability benefits
  • Lump Sum Benefit
  • 24/7 Coverage
  • Low monthly price
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trucker1-562 Health Insurance Products

Accident Medical Expense coverage provides reimbursement of expenses that would not normally be covered by your provincial health care plan.  Once you receive a bill for one of the covered medical expenses you simply submit a copy of your bill with your claim forms for reimbursement up to the policy limits.

Exclusive Features

  • Up to $125,000 in Benefits
  • Expense Reimbursement
  • Covers Physiotherapy, Chiropractors, Prescription Drugs and more…
  • Pays in addition to disability benefits
  • 24/7 Coverage
  • Low monthly price
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Fergus-Family-562 Health Insurance Products

With the rising costs of medical expenses in the United States and abroad, it’s crucial that when you are traveling Out of Province to have sufficient Travel Medical coverage. Depending on the severity of the injury or illness, hospital bills can range from $1,000 to over $500,000 (based on actual claims)! The NAL Travel Medical solution provides coverage while you are outside of Canada (or your province of residence) while travelling on business or pleasure.

Exclusive Features

  • $5,000,000 Coverage
  • No deductible
  • Direct Claims Settlement
  • Unlimited number of trips per year
  • Up to 15, 30, 60 days per trip available
  • Single or Family Coverage
  • Coverage for business and pleasure
  • Low monthly price
  • Covers Stable Pre-Existing Conditions
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*British Columbia (BC) – NAL Insurance is only Life Licensed in the province of BC and not all products are available in this province. Any general insurance products are only available directly through one of our licensed partnered agencies located in BC. If your located in BC, please call 1-800-265-1657 and we will forward you to one of our partnered agencies.

OUR PARTNERS AND ASSOCIATES

Our Products

We work with Owner Operators, Fleets and Insurance Companies to build products designed to protect Drivers and their Companies.  Trucking can be a high risk industry for injury claims because of Motor Vehicle Accidents.  Its important to make sure your Insurance Company understands your business so that you are protected in the event of an accidental injury. 

Our Service

We always try to put our clients first.  When it comes to sales, customer service or claims you should always expect the best when working with NAL Insurance.  Our dedicated team is always available to provide you with a prompt response if you have a question about your policy, payment or claim.  If you ever have a question, please don’t hesitate to call 1-800-265-1657 and ask us.

Our Solution

In order to offer you the best price we can, NAL is committed to using technology to limit our costs.  Currently, we offer both Owner Operators and Fleets the ability to manage their benefit program online; from buying coverage, reviewing policy documents, submitting claims information or viewing a claims status.  This gives our clients access to the information they need 24/7.

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LET’S CONNECT

Let us understand your company needs and we will build a program together to protect your business.

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